陕西金叶科教集团股份有限公司关于公司向银行等金融机构申请 综合授信敞口额度及担保事项的进展公告

Overview - Shaanxi Jinye Science and Education Group Co., Ltd. has approved a comprehensive credit limit of up to RMB 4 billion or equivalent foreign currency from banks and financial institutions for the year 2025 [2] - The company will provide guarantees for this credit limit, which includes various forms such as joint liability guarantees, mortgages, and pledges [2] - The authorized period for these guarantees and credit limits will last until the annual shareholders' meeting in 2025 [2] Progress - The wholly-owned subsidiary, Xi'an Mingde Polytechnic Logistics Industry Group Co., Ltd., has applied for a RMB 10 million working capital loan from Chang'an Bank [4] - The loan will be guaranteed by Xi'an Yanliang Financing Guarantee Co., Ltd., with the company providing a counter-guarantee [4] - This financing does not constitute a related party transaction and falls within the approved guarantee limits from the 2024 annual shareholders' meeting [5] Financial Status of Guarantee Provider - Xi'an Yanliang Financing Guarantee Co., Ltd. has total assets of RMB 255.98 million and total liabilities of RMB 50.51 million as of December 31, 2024 [6] - The company reported a net profit of RMB 1.79 million for the same period [6] - The company is not classified as a dishonest executor and has no related party relationships with the group [5] Financial Status of the Borrowing Entity - Xi'an Mingde Polytechnic Logistics Industry Group Co., Ltd. has total assets of RMB 67.92 million and total liabilities of RMB 44.16 million as of December 31, 2024 [7] - The company reported a net loss of RMB 2.19 million for the same period [7] Guarantee Contract Details - The counter-guarantee contract has been signed, with a guarantee amount of RMB 10 million and a guarantee period lasting three years from the date of debt repayment [8] - The total actual guarantee balance for the company and its subsidiaries is RMB 1.92 billion, which is approximately 106.26% of the latest audited net assets [8] - There are no overdue guarantees or guarantees involved in litigation as of the announcement date [8]