【环球财经】法国巴黎银行达成2025财年目标 利润增4.6%创下新高

Core Insights - The core viewpoint of the article is that BNP Paribas has successfully achieved its financial targets for the fiscal year 2025, reporting record profits and effective cost control measures [1] Financial Performance - BNP Paribas reported a net profit of €12.22 billion for the fiscal year 2025, representing a year-on-year increase of 4.6%, aligning with its profit target of €12 billion [1] - The bank's pre-tax profit grew by 5.4% year-on-year, reaching €17.06 billion [1] - Total revenue for the year increased by 4.9% year-on-year, amounting to €51.22 billion [1] Cost Management - The bank achieved significant cost control, saving €800 million in recurring costs for 2025, with an expected additional savings of €600 million in 2026 [1] - The total expected savings in recurring costs from 2022 to 2026 has been revised upwards to €3.5 billion from the previous estimate of €2.9 billion [1] - The cost-to-income ratio improved from 67.3% in 2021 to 61.2% in 2025, a cumulative decline of approximately 6 percentage points, with an average annual improvement of about 1.5 percentage points [1] Future Targets - Based on the improved cost management, BNP Paribas has raised its cost-to-income ratio target for 2028 from the original 58% to below 56% [1] Market Reaction - Following the strong performance, BNP Paribas shares rose nearly 3.5% in early trading on the Paris Stock Exchange, outperforming the market, which was up 0.5% [1]