A Plastic Surgeon Making $750K A Year Said Money's Tight. 'Ramsey Show' Listener Admits They Were 'Punching Their Steering Wheel' Hearing It

Core Insights - A plastic surgeon earning approximately $750,000 annually expressed financial stress, highlighting the disconnect between high income and perceived financial pressure [1][2] - The surgeon's household, with a monthly income of about $34,000 after taxes, faced significant debt, including $600,000 in student loans and other obligations [2][3] Financial Situation - The family's debt included $600,000 in student loans, a mortgage, and two car leases costing around $1,400 monthly [3] - Despite the debt, the family had saved $122,000, sufficient to cover over six months of expenses [3] Advice from Hosts - The hosts recommended aggressive financial strategies, such as quickly exiting car leases, purchasing reasonable cars with cash, and using savings to eliminate a smaller $100,000 student loan [4] - They advised living below means temporarily to focus on paying off the remaining $500,000 debt [4] Public Reaction - Many listeners on Reddit expressed disbelief at the surgeon's complaints about financial strain given his high income, noting that lifestyle inflation affects individuals at all income levels [4][5] - Commenters highlighted that financial habits often matter more than income, with some pointing out that even high earners like doctors can struggle with financial literacy [5]