四川出台细则守护老人养老“钱袋子” 养老机构收取押金和会员费须由银行第三方存管

Core Viewpoint - The implementation of the "Sichuan Province Elderly Care Institution Pre-Collection Management Implementation Rules" aims to strengthen the regulation of pre-collection fees in elderly care institutions, prevent illegal fundraising risks, and protect the financial interests of the elderly [1][2]. Group 1: Pre-Collection Fee Regulations - The maximum pre-collection service fee period is limited to 12 months [1][3]. - The maximum deposit charged to a single elderly person cannot exceed 12 times the monthly bed fee [1][3]. - Public elderly care institutions and those not yet ready to accept residents are prohibited from collecting membership fees [1][3]. Group 2: Fee Types and Management - The implementation rules define three types of pre-collection fees: service fees, deposits, and membership fees [2][4]. - Service fees include bed fees, care fees, and meal fees; deposits are for emergency medical needs and other liabilities; membership fees are for service qualifications and discounts [2][4]. Group 3: Conditions for Membership Fees - To collect membership fees, institutions must meet nine conditions, including having a bed capacity of over 300 and being operational for over one year [4]. - Institutions must publicly disclose fee structures and account information, and cannot use unfair refund restrictions or marketing tactics that mislead clients [4]. Group 4: Refund Policies - Elderly individuals who have not yet moved in can receive a full refund of pre-paid fees upon cancellation of the service agreement [5]. - For those already residing in the institution, refunds will be issued after deducting the amount for services already consumed [5].