中信建投：保险板块当前正迎来资负两端共振改善，长期配置价值显著

Core Viewpoint - The report from CITIC Securities indicates that with a large number of deposits maturing, savings insurance, represented by dividend insurance, is expected to continue meeting the long-term stable appreciation needs of residents due to its high returns and long terms [1] Group 1: Market Opportunities - The leading insurance companies are seizing the opportunity to improve the value rate of bank insurance, which is likely to drive rapid growth in new policies and new business value (NBV) [1] - The asset side is optimistic about the spring rally in the equity market, which is expected to enhance profits [1] Group 2: Long-term Returns - Stabilizing and rising interest rates are expected to support the long-term returns of insurance funds [1] - The growth rate of NBV is anticipated to maintain a high level of prosperity, which may lead to a continuous increase in valuations [1]