想一次关闭“免密支付”有点难

Group 1 - The core issue of "免密支付" (no-password payment) is its convenience for consumers, but it also poses risks of fraud, as criminals exploit this feature for scams [1] - A case in Wuhan highlights how a consumer lost 2,592 yuan due to unauthorized transactions linked to a fraudulent purchase of a membership service [1] - Many consumers have reported similar fraud experiences, often involving low-priced membership cards or fake vouchers, particularly targeting Apple device users [1] Group 2 - Complaints regarding "免密支付" have surged, with 16,122 complaints recorded in 2025, including unauthorized activation and unexpected charges [2] - Legal experts suggest that inducing users to activate "免密支付" may violate laws, especially when done through misleading promotions [2] - The process to disable "免密支付" features in various apps is complicated, requiring multiple steps, which can lead to user frustration and potential financial loss [2]