Pagaya Technologies Ltd. (NASDAQ: PGY) Financial Performance Analysis

Core Insights - Pagaya Technologies Ltd. (NASDAQ: PGY) is a global technology company focused on artificial intelligence infrastructure within the financial ecosystem, headquartered in New York and Tel Aviv [1] - The company reported earnings per share (EPS) of $0.36, which was below the estimated $0.75, indicating ongoing challenges in profitability [2][6] - PGY's revenue for the period was approximately $334.8 million, missing the estimated $349.5 million, suggesting potential growth concerns [3][6] Financial Metrics - The price-to-sales ratio of PGY is 0.91, indicating that the stock is valued at less than its sales, reflecting investor caution regarding future growth prospects [3] - The current ratio of 5.11 suggests good short-term liquidity, indicating that the company is well-positioned to meet its short-term obligations [4][6] - The debt-to-equity ratio of 1.71 highlights a higher level of debt compared to equity, which could pose risks if not managed carefully [4][6] - The enterprise value to sales ratio is 1.39, and the enterprise value to operating cash flow ratio is 8.84, suggesting challenges in generating cash flow from operations despite a higher valuation than sales [5]