警惕对美依赖 欧洲加快数字欧元布局

Core Viewpoint - The European Central Bank (ECB) urges the EU to accelerate the digital euro initiative to reduce reliance on non-EU tech companies in the digital payment and financial infrastructure sectors [1][2] Group 1: Digital Euro Initiative - The ECB highlights that nearly 70% of card transactions in the Eurozone depend on payment platforms dominated by non-EU entities [1] - The digital euro is seen as a crucial tool for enhancing Europe's digital payment autonomy and reducing business payment costs [1] - The EU needs to establish the digital euro to lessen dependence on American payment companies, which currently handle about two-thirds of credit card transactions in the EU [1] Group 2: Legislative Framework and Timeline - The ECB emphasizes that the digital euro will not replace cash but will coexist as a public payment option alongside existing methods [2] - A comprehensive legal framework and privacy protection mechanisms are essential for the launch of the digital euro [2] - If the relevant legal framework is approved by the end of 2026, the ECB plans to initiate a pilot project in 2027, aiming for the official issuance of the digital euro by 2029 [2]