Corebridge (CRBG) Reports Q4 Earnings: What Key Metrics Have to Say

Core Insights - Corebridge Financial (CRBG) reported $6.34 billion in revenue for Q4 2025, a year-over-year increase of 26.4% [1] - The EPS for the same period was $1.22, slightly down from $1.23 a year ago [1] - The reported revenue exceeded the Zacks Consensus Estimate of $5.06 billion by 25.3%, and the EPS also surpassed the consensus estimate of $1.11 by 9.83% [1] Revenue Breakdown - Premiums reached $2.6 billion, significantly higher than the estimated $1.3 billion, marking a 128.3% increase year-over-year [4] - Total advisory fees and other income were reported at $99 million, below the average estimate of $107.71 million, reflecting a 52.9% decrease year-over-year [4] - Policy fees totaled $610 million, slightly below the average estimate of $620.41 million, representing a 17.3% decline year-over-year [4] - Net investment income was $3.03 billion, close to the estimated $3.06 billion, with a year-over-year increase of 5.1% [4] Segment Performance - Life Insurance revenue was $1.07 billion, slightly below the estimate of $1.08 billion, showing a minor decline of 0.6% year-over-year [4] - Individual Retirement revenue was $1.67 billion, also below the estimate of $1.68 billion, reflecting an 8.2% decrease year-over-year [4] - Corporate & Other revenue was reported at $16 million, significantly lower than the estimated $38.67 million, indicating an 84.8% decline year-over-year [4] - Individual Retirement premiums were $29 million, exceeding the estimate of $26.79 million, with a year-over-year change of -3.3% [4] - Individual Retirement policy fees were $87 million, slightly above the estimate of $84.25 million, showing a 56.7% decrease year-over-year [4] - Individual Retirement net investment income was $1.55 billion, close to the estimate of $1.57 billion, with a year-over-year increase of 5.4% [4] - Group Retirement premiums were $3 million, below the estimate of $5.48 million, reflecting a 50% increase year-over-year [4] - Group Retirement policy fees were $114 million, slightly below the estimate of $117.95 million, with no change year-over-year [4] Stock Performance - Corebridge shares returned +0.3% over the past month, while the Zacks S&P 500 composite decreased by -0.2% [3] - The stock currently holds a Zacks Rank 4 (Sell), indicating potential underperformance compared to the broader market in the near term [3]