枸杞“贷”动致富路

Core Viewpoint - The financial support and initiatives from the People's Bank of China in Wuzhong City are significantly enhancing the development of the goji berry industry in Tongxin County, leading to increased production, quality, and profitability by providing tailored financial products and services [1][2]. Financial Support Initiatives - The People's Bank of China has guided local financial institutions to launch specialized credit products like "re-loan + rural revitalization" and "re-loan + goji berry industry" to support the expansion of the goji berry industry chain, effectively reducing financing costs [2]. - By the end of 2025, the balance of agricultural loans in Tongxin County is expected to grow by 13.6% year-on-year [1]. Credit and Loan Accessibility - The establishment of credit villages has enabled the local agricultural bank to conduct village-wide credit assessments, resulting in lower interest rates for farmers [3][4]. - The total credit granted to credit villages in Tongxin County has reached 5.67 billion yuan, benefiting approximately 13,800 farmers [4]. Employment and Economic Impact - The goji berry industry has created significant employment opportunities, with over 50 million labor instances annually and labor costs amounting to around 280 million yuan [6]. - The average income for farmers involved in goji berry cultivation has increased by over 5,000 yuan, with the total production area reaching 120,000 acres and generating an output value exceeding 800 million yuan [6]. Development Models - A "leading enterprise + base + farmer + marketing network" model has been established, promoting stable development for enterprises while enhancing farmers' income [6]. - The local government is actively promoting the organic goji berry industry through land transfer and enterprise introduction, resulting in the establishment of over 10,000 acres of goji berry planting bases [6].