There’s 1 major money move that sets rich retirees apart from their peers. Do it now to climb the wealth ladder

Working with a CFP means you have someone who can help you make the most of your employer matches or tap into other unique savings opportunities.A plan can be a great tool for retirees wondering if they’re saving enough or putting their money in the right places. You will typically build it alongside a CFP, who can help answer retirement questions and show you how to optimize accounts such as your 401(k), IRA or Health Savings Account to take full advantage of tax benefits.Unfortunately, there’s a big diffe ...