纽约联储：第四季度汽车贷款、信用卡贷款和房屋净值信贷额度贷款的违约转移率保持稳定。

Core Insights - The New York Federal Reserve reported that the default transition rates for auto loans, credit card loans, and home equity lines of credit remained stable in the fourth quarter [1] Group 1 - The stability in default transition rates indicates a consistent credit environment for consumers [1] - Auto loans, credit card loans, and home equity lines of credit are key indicators of consumer financial health [1] - The data suggests that there are no significant shifts in consumer credit risk at this time [1]