Zhong Guo Zheng Quan Bao·2026-02-10 20:22Group 1 - As of February 10, 2023, 14 regional banks have received nearly 400 institutional research visits, with Nanjing Bank and Shanghai Bank being the most popular, each hosting over 70 institutions [1][2] - The focus of institutional inquiries includes credit issuance during the "opening red" period and trends in net interest margin [1][3] - Many banks plan to align their credit strategies with national and regional development strategies, enhancing service quality to the real economy and supporting consumption policies [1][4] Group 2 - The majority of banks receiving significant institutional attention are located in economically active regions, particularly in Jiangsu, Zhejiang, and Shanghai [2] - Regional banks are seen as attractive investment options due to their stable dividend expectations and improved asset quality, driven by local market expertise [2][3] - Institutions are particularly interested in how banks are managing net interest margins and asset quality, with several banks reporting stable performance in these areas [3][4] Group 3 - Banks are focusing on maintaining asset quality through comprehensive risk management systems and proactive measures to address non-performing loans [3][4] - The outlook for the banking sector in the first quarter of 2023 is positive, with expectations of stable credit issuance and improved operational conditions [4]