盱眙农商银行普惠金融启新程

Core Viewpoint - Xuyi Rural Commercial Bank focuses on serving the "three rural issues" and small micro-enterprises, emphasizing small loans under 1 million yuan while controlling large loan growth [1] Group 1: Loan Strategy - The bank aims for its inclusive small micro-enterprise loans to account for 52% of the county's market share by 2025, utilizing a strategy of "downward and deep" competition to capture a broad customer base [1] - The bank has implemented a grid-based coverage and specialized services to extend financial services to every corner of urban and rural areas [1] Group 2: Rural Development Initiatives - The bank promotes the "package spirit" by implementing "whole village credit" and grid marketing, with customer managers providing detailed services by visiting households [1] - As of the end of 2025, the bank has completed pre-credit assessments for 122,000 rural households, with 115 customer managers managing 370 regional grids, ensuring deep familiarity with clients and local conditions [1] Group 3: Industry Focus - The bank has established a dedicated "lobster branch" focusing on the local specialty industry, having disbursed over 5 billion yuan in credit, and created an enterprise cultivation database to provide tailored financial services [1] - The bank aims to transform industrial advantages into financial advantages, continuing to innovate and support the county's economic development through inclusive finance [1]