Core Viewpoint - The article emphasizes the role of Guangdong People's Insurance Company in enhancing agricultural insurance to support rural revitalization and agricultural modernization in line with the directives of the 2026 Central No. 1 Document [2][70]. Group 1: Agricultural Insurance Enhancement - The 2026 Central No. 1 Document outlines the need to strengthen insurance coverage for key crops such as rice, wheat, corn, and soybeans, and to support the development of local specialty agricultural products [3][12]. - Guangdong People's Insurance Company has achieved full coverage of cost insurance for three major grains in Guangdong Province by 2025, providing risk protection for over 7.8 million acres of rice and corn, amounting to nearly 9.7 billion yuan [13][14]. - The company has invested 6.9 million yuan in initiatives like farmland restoration and construction of automatic weather stations to support the revival of abandoned land, contributing to stable grain planting areas and increased production capacity [15][16]. Group 2: Support for Specialty Agricultural Products - In response to the call for supporting local specialty agricultural product insurance, Guangdong People's Insurance Company has developed and revised 38 specialty agricultural insurance products by 2025, offering risk protection totaling 19.9 billion yuan for over 160 products [19][24]. - The company has provided risk coverage exceeding 1.878 billion yuan for various deep-sea aquaculture projects across eight cities in the province, supporting the development of "blue granaries" [26]. - For the lychee industry, the company has introduced various insurance products covering different stages from seed source to transportation, establishing a comprehensive financial service model involving government, farmers, insurance, and banks [28][29]. Group 3: Technological Integration in Risk Management - Guangdong People's Insurance Company has developed an integrated smart agricultural insurance service system, combining risk prevention, reduction, and compensation [35]. - The company has implemented a risk reduction management system covering six key industries, utilizing technologies such as remote sensing, drones, IoT, and AI for precise risk identification and early warning [38][39]. - By 2025, the company has executed 430 disaster reduction projects, benefiting over 2.308 million households and achieving cost savings of approximately 256 million yuan [40][41]. Group 4: Claims Efficiency and Support - The company has paid out 4.346 billion yuan in agricultural insurance claims in 2025, ensuring rapid recovery for 585,000 affected farmers following natural disasters [49]. - Quick claim payments were made within 24 hours and 2 hours after typhoons, significantly alleviating the risk of poverty for farmers due to disaster impacts [50][51]. Group 5: Ecological and Environmental Contributions - Guangdong People's Insurance Company has provided risk protection for 36.12 million acres of forest resources, amounting to 43.4 billion yuan, and has introduced ecological insurance products for ancient trees and oil tea planting [59][60]. - The company has actively participated in rural environmental improvement projects, investing 10.76 million yuan to support ecological revitalization [67]. - The company has received recognition for its contributions to ecological protection, with three branches awarded for their outstanding efforts in ecological construction [69].
广东人保财险：强化全方位保险保障 赋能农业农村现代化