Synchrony Financial (SYF) Presents at UBS Financial Services Conference 2026 Transcript

Core Viewpoint - The health of the Synchrony consumer has evolved over the past year, reflecting a K-shaped recovery in the economy, with pressure felt more at the lower end of the consumer spectrum while the high end performs well [1]. Group 1: Consumer Health - Synchrony is one of the few full-spectrum lenders in the United States, indicating its significant role in the consumer lending market [1]. - The company has previously identified a K-shaped recovery, suggesting that different segments of consumers are experiencing varying levels of economic recovery [1].