3 Retirement ETFs to Buy and Hold If You Want Positive Returns This Year

Core Insights - The article discusses three retirement ETFs that are recommended for positive returns in the current unpredictable market environment, highlighting their potential as safe investment options amidst declining software stocks and a weakening US dollar [1]. Group 1: Market Conditions - The S&P software index has declined nearly 20% in one month, reflecting pressure similar to that experienced in 2022 [1]. - The US dollar has dropped 13% against the Euro over the past year, with Morgan Stanley forecasting an additional 10% decline this year [1]. - Safe assets are experiencing a turnaround, suggesting that investors may increasingly seek these options in a turbulent market [1]. Group 2: Recommended ETFs - Vanguard International Dividend Appreciation ETF (VIGI): This ETF focuses on non-U.S. companies and has risen 13.5% in the past year. It has a dividend yield of 2.1% and an expense ratio of 0.07% [1]. - Schwab US Dividend Equity ETF (SCHD): Known for its reliability, SCHD has a year-to-date increase of 13.5% and offers a 3.3% dividend yield with a low expense ratio of 0.06% [1]. - WisdomTree US SmallCap Dividend Fund (DES): This ETF targets small-cap stocks with a 2.52% dividend yield and an expense ratio of 0.38%. It is expected to perform well if interest rates are cut [1].