北京中关村银行董事长郭洪发表新春畅想

Core Viewpoint - Beijing Zhongguancun Bank is focusing on implementing its three-year development strategy from 2023 to 2025, aiming to adapt to the complex macroeconomic environment and increasing industry competition while enhancing its service capabilities in technology finance [4][7]. Group 1: Strategic Goals and Development - 2025 marks the concluding year of the "14th Five-Year Plan" and is crucial for the bank's strategic transition to a new development phase [4][7]. - The bank is committed to deepening its focus on technology finance and sustainable development, targeting innovative sectors such as artificial intelligence, biomedicine, and integrated circuits [4][7]. Group 2: Service and Operational Enhancements - The bank has launched a new "零钱包" product to improve customer service quality and efficiency [5][8]. - Efforts are being made to optimize the liability structure and enhance pricing management to effectively control funding costs [5][8]. - The bank is exploring the application of artificial intelligence in various operational areas, including risk control and customer service, leading to improved business efficiency and service experience [5][8]. Group 3: Future Outlook - The bank aims to embrace new opportunities and challenges in 2026 with a strong strategic focus and agile execution capabilities [5][8].