Wells Fargo(US:WFC) Jing Ji Guan Cha Wang·2026-02-11 16:28Core Viewpoint - Wells Fargo is projected to achieve a revenue of $83.7 billion in 2025, reflecting a year-on-year growth of 1.7%, and a net profit of $21.3 billion, with an 8.2% increase compared to the previous year, driven primarily by credit scale expansion and resilient net interest margins [1][2]. Performance Overview - In 2025, Wells Fargo's revenue is expected to reach $83.7 billion, marking a 1.7% increase year-on-year, while net profit is anticipated to be $21.3 billion, representing an 8.2% growth. The main growth drivers are the expansion of credit scale and the resilience of net interest margins, although concerns regarding asset quality have emerged [2]. Regulatory Policies - The Federal Reserve announced in February 2026 that it will maintain capital requirements for large banks until 2027, which may impact Wells Fargo's capital allocation strategy and liquidity management. Additionally, the removal of asset caps has expanded the business growth potential for the bank [3]. Business Development - Wells Fargo has significantly improved its ranking in the mergers and acquisitions sector, entering the global top ten for the first time in 2025. The company plans to continue expanding its investment banking talent pool with the goal of breaking into the top five global investment banks, which could drive an increase in fee income [4]. Capital Movements - The company is returning value to shareholders through increased dividends and stock buyback programs, with a 12.5% increase in dividends to $0.45 per share in the third quarter of 2025. As of September 30, 2025, there remains an unused stock buyback authorization of $34.7 billion [5]. Company Status - Management anticipates achieving a reduction of $15 billion in gross expenses through digital transformation initiatives to enhance profitability efficiency. As of the third quarter of 2025, the liquidity coverage ratio stands at 121%, exceeding regulatory requirements [6].