Chipotle Stock Falls 34% as Transaction Volume Drops, Even With High Earners.

Group 1 - Chipotle's stock has fallen 33.7% over the past year, with a 6.7% decline in the past week, reflecting a shift in retail investor sentiment [1] - The company's Q4 2025 earnings report showed a 2.5% decline in comparable sales, driven by a 3.2% drop in transactions [1] - Chipotle's operating margin decreased to 14.1% from 14.6% a year ago, attributed to rising labor costs [1] Group 2 - Consumer spending is under pressure, with disposable income spending at 92.1%, up from 90.1% a year earlier, and the personal savings rate dropping to 4.2%, the lowest in two years [1] - Starbucks has outperformed Chipotle, gaining 16.8% year-to-date despite a 62.5% decline in quarterly earnings [1] - Chipotle's management has guided for flat comparable sales in 2026, indicating continued consumer pressure ahead [1]