Primerica (PRI) Q4 Earnings and Revenues Beat Estimates

Core Viewpoint - Primerica reported quarterly earnings of $6.13 per share, exceeding the Zacks Consensus Estimate of $5.69 per share, and showing an increase from $5.03 per share a year ago, representing an earnings surprise of +7.81% [1] Financial Performance - The company achieved revenues of $853.51 million for the quarter ended December 2025, surpassing the Zacks Consensus Estimate by 1.43%, and up from $790.13 million in the same quarter last year [2] - Over the last four quarters, Primerica has consistently exceeded consensus EPS estimates and revenue estimates [2] Stock Performance - Primerica shares have increased approximately 2.6% since the beginning of the year, outperforming the S&P 500's gain of 1.4% [3] - The stock currently holds a Zacks Rank 2 (Buy), indicating expectations of outperforming the market in the near future [6] Earnings Outlook - The current consensus EPS estimate for the upcoming quarter is $5.56, with expected revenues of $849.47 million, and for the current fiscal year, the EPS estimate is $24.01 on revenues of $3.45 billion [7] - The trend of estimate revisions for Primerica was favorable ahead of the earnings release, which may influence future stock movements [5][6] Industry Context - The Insurance - Life Insurance industry is currently ranked in the top 22% of over 250 Zacks industries, suggesting a positive outlook for stocks within this sector [8] - The performance of Primerica may also be influenced by the overall industry outlook and the results of other companies in the same sector, such as Citizens [8]