Dave Ramsey Says It Plainly: “I’m So Sorry to Whoever Sold You That Whole Life Policy”

Quick Read The S&P 500 (SPY) returned 267% over the past 10 years. Whole life cash value grows at 2-6% annually after fees. Whole life agents earn 80-120% first-year commissions on annual premiums. This incentive drives sales to family despite S&P 500 underperformance. A recent study identified one single habit that doubled Americans’ retirement savings and moved retirement from dream, to reality. Read more here. On a recent episode of The Dave Ramsey Show, caller Crystal revealed she had paid int ...