开盘跌超1个点！板块估值处历史底部，10家上市银行业绩快报显示行业基本面有支撑！

Group 1 - The core viewpoint of the articles indicates that the banking sector is experiencing stable growth in net profit and asset quality, with a positive outlook for 2026 [1][2] - As of the end of January 2026, 10 listed banks reported their 2025 annual performance, showing an overall increase in net profit, with notable growth from Qingdao Bank, Hangzhou Bank, and Pudong Development Bank [1] - Only one bank reported a slight revenue decline of 0.55%, while Nanjing Bank saw a significant revenue increase of 10.48% year-on-year [1] Group 2 - The total asset scale of the 10 listed banks has increased, and asset quality remains good, with 7 banks having a non-performing loan ratio below 1% and a provision coverage ratio exceeding 200% [1] - Six banks maintain a provision coverage ratio above 300%, indicating a strong risk management position [1] - Analysts suggest that the banking sector's valuation is at a historical low, and with net interest margins stabilizing and risks easing, there is potential for profit recovery, making it a favorable time for investment [2]