三部门：推动低空保险高质量发展

Core Viewpoint - The implementation opinion on promoting high-quality development of low-altitude insurance was released, aiming to establish a mandatory insurance system for unmanned aerial vehicles (UAVs) by 2027 and to form a basic policy framework for low-altitude insurance by 2030, enhancing the safety and healthy development of the low-altitude economy [1][4]. Group 1: Overall Requirements - The initiative is guided by Xi Jinping's thought and aims to create a comprehensive low-altitude insurance system that is widely covered, strongly guaranteed, professionally serviced, and market-regulated [4]. Group 2: Policy System Improvement - The plan emphasizes integrating insurance into low-altitude economic development and encourages local governments to adopt supportive policies for low-altitude insurance [5]. - It calls for the inclusion of insurance in safety regulation rules to enhance operational safety and accident handling [5]. Group 3: Establishing Mandatory Insurance - A mandatory insurance system for UAVs will be developed, with requirements for insurance verification integrated into flight activity approvals and management [6]. Group 4: Service Guarantee System - The initiative aims to create a comprehensive insurance product system covering the entire low-altitude industry chain, including research, manufacturing, and operation [6]. - It encourages the development of targeted insurance products for various low-altitude application scenarios, such as agriculture, logistics, and emergency management [6]. Group 5: Sustainable Operation Capability - The establishment of a low-altitude insurance information platform is prioritized to support actuarial pricing and risk monitoring [7]. - The initiative promotes the enhancement of professional capabilities within insurance institutions to better identify and assess new low-altitude risks [7]. Group 6: Organizational Assurance - Coordination among relevant departments is essential for the implementation of low-altitude insurance, with a focus on establishing a regular communication mechanism to address challenges [7]. - The initiative emphasizes the importance of risk prevention and consumer protection in the insurance sector [7].