中国人民银行广东省分行积极推动一次性信用修复政策落地见效 近400万人实现信用重塑

Core Viewpoint - The People's Bank of China Guangdong Branch is actively implementing a one-time credit repair policy to stimulate consumption recovery and facilitate credit circulation, showing initial positive results [1][5]. Group 1: Policy Implementation - A policy implementation task force was established immediately to create a specialized work plan, focusing on coordination, responsibility, response, publicity, and service assurance [2][6]. - A policy transmission mechanism was constructed, involving 112 access institutions and training over 124,000 personnel to ensure thorough policy guidance [2][7]. Group 2: Financial Service Enhancement - The system's processing capacity was upgraded, expanding credit inquiry service nodes and ensuring 100% coverage of 714 personal self-service inquiry machines, with over 370,000 personal credit inquiries provided since policy implementation [3][8]. - Financial institutions were organized to push policy information to 910,000 eligible customers through SMS and app notifications, and over 10,000 consultations were provided through various channels [3][8]. - Nearly 4 million customers have completed credit repair, with approximately 145,000 receiving new loan approvals [3][8]. Group 3: Consumer Satisfaction and Credit Culture - A comprehensive review of credit complaints and administrative review cases was conducted, promoting targeted communication to applicants and enhancing dispute resolution effectiveness [4][9]. - The initiative aims to foster a culture of integrity and improve overall social credit levels by encouraging individuals to leverage policy benefits through correction, repair, and compliance [4][9]. - The People's Bank of China Guangdong Branch plans to continue enhancing credit service support and resolving disputes to protect public credit rights and stimulate social consumption [4][9].