宁津农商银行：支持农户创业 助力“棚”勃发展

Core Insights - During the Spring Festival, Ningjin Rural Commercial Bank actively supports the agricultural sector and the real economy by enhancing loan products, improving lending efficiency, and innovating service mechanisms, resulting in a loan balance of 8.169 billion yuan, an increase of 319 million yuan since the beginning of the year [1] - The bank's targeted financial products, such as "Code Loan," "Entrepreneur Guarantee Loan," "Lüdan Agricultural Loan," and "Greenhouse Loan," are tailored to meet the needs of new agricultural operators, promoting the development of specialized agricultural production [2] Group 1 - Ningjin Rural Commercial Bank has issued loans totaling 7.47 billion yuan for online products like "Code Loan," reflecting a growth of 199 million yuan and a 36.34% increase since the beginning of the year [2] - The bank's efforts have provided financial backing to local farmers, enhancing their confidence and operational capabilities, as evidenced by the success of vegetable growers during the high-demand period of the Spring Festival [1] Group 2 - The bank's proactive approach includes direct engagement with farmers and agricultural cooperatives, ensuring that financial services are aligned with the specific needs of the agricultural sector [2] - The successful implementation of smart marketing systems has facilitated quick loan approvals, exemplified by a case where a farmer received a 100,000 yuan loan to support his greenhouse operations during adverse weather conditions [1]