TransUnion Announces Strong Fourth Quarter and Full-Year 2025 Results

Core Insights - TransUnion reported strong financial results for Q4 and full-year 2025, exceeding financial guidance with a revenue growth of 13% for the quarter and 9% for the year [2][4][9]. Financial Performance - Q4 2025 total revenue was $1,171 million, a 13% increase compared to Q4 2024 [2]. - Full-year 2025 revenue reached $4,576 million, reflecting a 9% increase from 2024 [9]. - Adjusted EBITDA for Q4 2025 was $417 million, a 10% increase from the same quarter in 2024 [7]. - Net income attributable to TransUnion for Q4 2025 was $101 million, up from $66 million in Q4 2024, with diluted earnings per share increasing to $0.52 from $0.34 [7][29]. Segment Performance - U.S. Markets revenue totaled $918.9 million in Q4 2025, growing 16% year-over-year, driven by Financial Services (19% growth) and Emerging Verticals (16% growth) [5][8]. - International revenue was $255.9 million, a 4% increase, with notable growth in the United Kingdom (22%) and Canada (13%), while Latin America and India experienced declines [8]. Shareholder Returns and Capital Management - The company repurchased approximately $150 million of shares in Q4 2025, totaling $300 million for the year [6]. - TransUnion raised its quarterly dividend to $0.125 per share from $0.115, effective Q4 2025 [6][13]. 2026 Outlook - The company anticipates revenue growth of 8% to 9% and adjusted diluted EPS growth of 8% to 10% for 2026, supported by stable trends and innovation [4][15]. - Initial guidance for Q1 2026 includes revenue expectations between $1,195 million and $1,205 million, reflecting a growth rate of 9% to 10% [16].