国家金融监管总局：商业银行信贷资产质量总体稳定

Core Insights - The National Financial Regulatory Administration released data on key regulatory indicators for the banking and insurance sectors for Q4 2025 [1] Banking Sector - As of the end of Q4 2025, the balance of non-performing loans (NPLs) in commercial banks was 3.5 trillion yuan, a decrease of 24.1 billion yuan compared to the previous quarter [1] - The non-performing loan ratio for commercial banks stood at 1.50%, down by 0.02 percentage points from the previous quarter [1] - The balance of normal loans in commercial banks reached 230.2 trillion yuan, with normal loans accounting for 225.1 trillion yuan and attention loans totaling 5.1 trillion yuan [1]