金融监管总局:四季度末保险公司核心偿付能力充足率130.4%
Xin Lang Cai Jing·2026-02-12 11:21

Core Viewpoint - The National Financial Regulatory Administration released the solvency status of insurance companies for the end of 2025, indicating a comprehensive solvency adequacy ratio of 181.1% and a core solvency adequacy ratio of 130.4% as of the fourth quarter [1][4]. Summary by Category Comprehensive Solvency Adequacy Ratio - The comprehensive solvency adequacy ratio for insurance companies decreased from 204.5% in Q1 to 181.1% in Q4 [3][6]. - Property insurance companies maintained a high ratio, ending Q4 at 243.5% [3][6]. - Life insurance companies saw a decline from 196.6% in Q1 to 169.3% in Q4 [3][6]. - Reinsurance companies also experienced a decrease, ending Q4 at 244.6% [3][6]. Core Solvency Adequacy Ratio - The core solvency adequacy ratio for insurance companies fell from 146.5% in Q1 to 130.4% in Q4 [3][6]. - Property insurance companies had a stable core ratio, ending Q4 at 212.7% [3][6]. - Life insurance companies showed a decline from 132.8% in Q1 to 115.0% in Q4 [3][6]. - Reinsurance companies' core ratio decreased from 221.6% in Q1 to 212.5% in Q4 [3][6].