Being scared in retirement costs you money, time and memories. Overcome fear and start enjoying your life in 2026

Retirees probably consider taxes, inflation or healthcare their biggest expenses. But there is another factor that can quietly cost far more: fear. Without the security of a regular paycheck, it’s easy to worry about running out of money in your so-called “golden years.” In fact, 64% of Americans say they are more worried about outliving their savings than dying, according to a 2025 survey by Allianz Life (1). Must Read Although this anxiety about money isn’t entirely unjustified, making major financia ...