金融活水滴灌小微企业,邮储银行\"小微易贷\"破局出口企业融资难
Qi Lu Wan Bao·2026-02-12 12:24

Core Viewpoint - Postal Savings Bank's "Xiao Wei Yi Dai" product effectively supports small and micro enterprises like Liaocheng Wangrui New Materials Technology Co., Ltd. in meeting their financial needs for international market expansion [1][2]. Group 1: Company Overview - Liaocheng Wangrui New Materials Technology Co., Ltd. is a high-tech enterprise engaged in research, production, and sales, known for its excellent product performance and quality in the international market [1]. - The company has experienced rapid growth in export business due to increasing overseas orders, leading to temporary liquidity pressure in areas such as raw material procurement and logistics [1]. Group 2: Financial Product Details - The "Xiao Wei Yi Dai" product is tailored for companies with characteristics like "light assets, heavy technology, and stable export business," providing flexible credit based on various data points such as tax information and order status [1]. - The product features advantages like online application, quick approval, and flexible repayment, effectively matching the periodic funding needs of export enterprises [1]. Group 3: Impact and Future Plans - The successful issuance of "Xiao Wei Yi Dai" reflects Postal Savings Bank's commitment to inclusive finance and support for high-quality foreign trade development [2]. - By 2025, Postal Savings Bank plans to provide a total of 260 million yuan in "Xiao Wei Yi Dai" loans to 60 small and micro enterprises, enhancing digital financing services [3]. - The bank aims to deepen financial services for foreign trade enterprises with richer products, more convenient processes, and favorable policies to support the growth of small and micro enterprises [3].