三部门联合部署!全国首个来了
Jin Rong Shi Bao·2026-02-12 13:21

Core Viewpoint - The implementation of the "Implementation Opinions" marks a significant step in the systematic development of low-altitude insurance in China, aiming to establish a robust policy framework to support the safe and healthy development of the low-altitude economy [1][2]. Policy Framework - The "Implementation Opinions" outlines a phased development goal, with a preliminary establishment of a mandatory insurance system for unmanned aerial vehicles (UAVs) by 2027 and a basic policy framework for low-altitude insurance by 2030 [1]. - It emphasizes the importance of integrating insurance into the safety regulation of low-altitude economic operations and accident handling mechanisms [1]. Specific Measures - Nine specific measures are proposed to systematically promote the high-quality development of low-altitude insurance, focusing on policy systems, institutional construction, product services, and foundational capabilities [1][2]. - The document encourages various operators in the low-altitude economy to effectively utilize insurance mechanisms [1]. Service Guarantee System - A comprehensive insurance product system covering the entire low-altitude industry chain will be gradually established, enhancing the supply and service capabilities for both UAVs and traditional manned aircraft [2]. - Targeted insurance protection will be provided for various application scenarios [2]. Operational Capability Enhancement - The construction of a low-altitude insurance information platform will be accelerated, exploring integration with low-altitude intelligent network systems [2]. - There will be a focus on strengthening the professional capabilities of insurance institutions, reinsurance institutions, and insurance intermediaries [2]. Industry Perspective - The release of the "Implementation Opinions" is viewed as a pivotal moment for the low-altitude insurance sector, signaling a new phase of systematic planning and overall advancement [2]. - It is expected to inject significant institutional momentum into the safe operation and innovative development of the low-altitude economy [2].