Here are the top 3 retirement regrets for Americans in their 70s and 80s. How to stop yourself making the same mistakes

Investment Platforms - Acorns offers a service that automatically rounds up purchases made with debit and credit cards, investing the spare change into a diversified portfolio of ETFs, making investing effortless for users [1] - Fundrise Venture Capital aims to build a portfolio of top private tech companies, allowing individuals to start investing with as little as $10 [5] Retirement Planning - Consistency in contributions to retirement accounts is emphasized as a key factor in building a nest egg, with a focus on giving money time in the market rather than trying to time it [2] - A report from the Transamerica Center for Retirement Studies indicates that 64% of surveyed individuals did not retire as planned, with 58% retiring earlier than intended, highlighting the importance of financial preparedness [3] Regrets of Retirees - Many retirees express regret over not retiring earlier while in good health, suggesting that planning for a fulfilling retirement is crucial [4] - A significant number of retirees wish they had spent more during their early retirement years on experiences, indicating a need for better financial planning to allow for spending [11] Health and Wellness - Retirees often regret not prioritizing their health earlier in life, with over 85% of older adults relying solely on Medicare having chronic health conditions, suggesting that healthier habits could prevent many illnesses [18][19] Financial Tools - Apps like Rocket Money can help individuals track their spending and manage subscriptions, which can aid in redirecting savings into retirement funds [15][17] - AARP offers resources and benefits related to healthcare and financial planning, potentially saving members thousands of dollars [20][21]