华夏银行股份有限公司2025年度业绩快报公告

Core Viewpoint - The preliminary financial data for Huaxia Bank for the year 2025 indicates a decline in profit, while showing growth in total assets and deposits, reflecting a focus on high-quality development despite challenges in profitability [1][3]. Financial Data and Indicators - Total profit for 2025 was CNY 34.174 billion, a decrease of 4.75% compared to the previous year [3]. - Net profit attributable to shareholders was CNY 27.200 billion, down 1.72% year-on-year [3]. - Total assets reached CNY 4,737.619 billion, an increase of 8.25% from the end of the previous year [3]. - Total loans amounted to CNY 2,566.666 billion, growing by 8.47% [3]. - Total liabilities were CNY 4,337.819 billion, up 8.15% [3]. - Total deposits increased to CNY 2,381.699 billion, reflecting a growth of 10.71% [3]. Operational Performance and Financial Condition - The bank maintained a non-performing loan ratio of 1.55%, which is a decrease of 0.05 percentage points from the end of the previous year [3]. - The provision coverage ratio stood at 143.30%, down 18.59 percentage points compared to the previous year-end [3]. - The bank's strategic focus on high-quality development has led to positive outcomes despite the decline in profits [3].