广东近400万人完成信用修复 14.5万人再获批新贷款

Core Insights - Guangdong Province has successfully implemented a one-time credit repair policy, resulting in nearly 4 million individuals completing credit restoration, with approximately 145,000 receiving new loan approvals [1][2] Group 1: Policy Implementation - The People's Bank of China Guangdong Branch has enhanced system processing capabilities and expanded credit inquiry service nodes, conducting comprehensive inspections and maintenance on 714 personal self-service inquiry machines [1] - The bank has increased online inquiry service capacity tenfold and is dynamically monitoring high-demand areas such as Guangzhou, Foshan, Dongguan, and Huizhou [1] - Since the policy's implementation, over 370,000 personal credit inquiry services have been provided [1] Group 2: Customer Outreach - Financial institutions have been actively pushing policy information to eligible customers through SMS, app notifications, and other channels, reaching 911,000 individuals [1] - Multiple consultation channels have been established, including hotlines, online customer service, and WeChat public accounts, with over 10,000 consultations provided [1] Group 3: Dispute Resolution and Credit Culture - The bank is addressing credit complaints and administrative review cases by guiding applicants to verify their credit reports and using a follow-up mechanism to resolve disputes [2] - There is a focus on promoting credit value through error correction, repair, and performance practices to foster a culture of trust and integrity within society [2] - The bank will continue to uphold the "credit for the people" service philosophy, enhancing credit service guarantees and resolving disputes at their source [2]