SRCB(SH:601825) Jin Rong Jie·2026-02-13 06:46Core Viewpoint - The 2026 Central Document No. 1 has been released, emphasizing the goal of modernizing agriculture and rural areas, with Shanghai Rural Commercial Bank committed to translating this vision into practical rural revitalization efforts [1] Group 1: Agricultural Production and Financial Support - Shanghai Rural Commercial Bank prioritizes food security by enhancing agricultural production capabilities and quality, focusing on key areas such as grain production and livestock farming [2] - The bank has initiated a "government-bank-insurance guarantee" cooperation mechanism and conducted outreach to over 2,000 farmer cooperatives, directing credit resources to essential sectors [2] - A dedicated financial service plan was created for the construction of 100,000 acres of unmanned farms, facilitating the first loan for "unmanned farm" construction to support the transition from mechanization to intelligence in agriculture [2] Group 2: Agricultural Infrastructure and Technology Innovation - The bank has launched the first agricultural guarantee loan for fixed assets in facility agriculture, providing crucial funding for the upgrade of smart glass greenhouses [3] - A specialized financial service plan named "Kexin Agriculture" has been developed to support agricultural technology innovation, focusing on high-investment, long-cycle, and light-asset characteristics of agricultural tech enterprises [3] - The bank has successfully implemented the first plant variety pledge loan in the city, creating new pathways for supporting agricultural intellectual property and seed technology advancements [4] Group 3: Rural Revitalization and Economic Development - The bank aims to enhance farmers' income by fostering county-level industries and promoting the integration of primary, secondary, and tertiary industries [5] - A three-year action plan has been established to support rural revitalization, with strategic cooperation agreements signed with 108 towns [5] - Innovative financial support methods have been introduced for rural tourism projects, addressing financing bottlenecks and facilitating the development of new rural industries [5] Group 4: Ecological Protection and Green Development - The bank supports the construction of a 40 MW "fishing-light complementary" project, which is expected to generate over 50 million kWh annually and significantly reduce carbon emissions [6] - A pioneering "climate loan" has been introduced to help agricultural entities manage weather-related risks, enhancing the resilience of rural ecological agriculture [6] - The bank promotes local geographical indication products, facilitating their online sales and enhancing the income of local specialty industries [6] Group 5: Financial Inclusion and Credit System Development - The bank has established a "grid-based financial service" mechanism to convert soft information into hard credit assessments, evaluating 369 credit villages and 10 credit towns by the end of 2025 [7] - The "Silver-Farmer Direct Connection" initiative aims to enhance financial services in rural areas, improving the management of collective funds and promoting healthy rural economic development [8] - By the end of 2025, the bank's agricultural loan scale is expected to exceed 66 billion yuan, with inclusive agricultural loans surpassing 15 billion yuan, maintaining a leading position in the regional market [8] Group 6: Commitment to Agricultural Modernization - Shanghai Rural Commercial Bank is dedicated to the mission of "inclusive finance to enhance the quality of life for the public," continuously innovating products and services to allocate more financial resources to key areas of rural revitalization [9]