澳门金管局：2025年第四季澳门移动支付工具交易总额89亿澳门元 按季上升5.4%

Group 1: Mobile Payment - The total transaction amount of local mobile payment tools in Q4 2025 reached 8.9 billion MOP, representing a quarterly increase of 5.4% [2] - The number of transactions increased by 7.4% to 140 million, with an average transaction amount of 85.4 MOP [2] - As of the end of 2025, the number of devices and QR code displays accepting mobile payments reached 111,223 [2] Group 2: Credit Card Issuance and Delinquency - The total credit card credit approved by banks in Macau reached 50.9 billion MOP by the end of 2025, reflecting a quarterly increase of 0.7% [3] - The total accounts receivable for credit cards amounted to 2.8 billion MOP, with overdue accounts exceeding three months dropping the delinquency ratio from 2.7% at the end of September 2025 to 2.5% [3] Group 3: Credit Card Transactions and Repayments - The total credit card transaction amount in Q4 2025 was 6.5 billion MOP, showing a quarterly increase of 3.5% [4] - The number of credit card transactions rose by 6.4% to 13.98 million, while cash advances accounted for 2.3% of the total transaction amount [4] - Total repayments, including interest and fees, decreased by 1.6% to 6.3 billion MOP, while non-cash debit card transactions increased by 9.4% to 520 million MOP [4]