1月金融数据出炉！M2余额347.19万亿元，同比增长9% 1月人民币贷款增加4.71万亿元

Group 1 - The central bank reported that as of the end of January, the broad money supply (M2) was 347.19 trillion yuan, a year-on-year increase of 9% [1] - The narrow money supply (M1) was 117.97 trillion yuan, with a year-on-year growth of 4.9% [1] - The cash in circulation (M0) reached 14.61 trillion yuan, growing by 2.7% year-on-year [1] - In January, a net cash injection of 519.1 billion yuan was recorded [1] Group 2 - In January, the total amount of social financing increased by 7.22 trillion yuan, which is 166.2 billion yuan more than the same period last year [2] - The increase in RMB loans to the real economy was 4.9 trillion yuan, which is a decrease of 317.8 billion yuan compared to the previous year [2] - The net financing of corporate bonds was 503.3 billion yuan, an increase of 57.9 billion yuan year-on-year [2] - The net financing of government bonds was 976.4 billion yuan, which is 283.1 billion yuan more than the previous year [2] Group 3 - The total RMB deposits increased by 8.09 trillion yuan in January, with household deposits rising by 2.13 trillion yuan [2][4] - The total balance of RMB deposits reached 336.77 trillion yuan, reflecting a year-on-year growth of 9.9% [2] - The foreign currency deposit balance was 1.1 trillion USD, showing a year-on-year increase of 23.7% [2] Group 4 - The total RMB loans increased by 4.71 trillion yuan in January, with household loans rising by 456.5 billion yuan [3][4] - The balance of RMB loans was 276.62 trillion yuan, reflecting a year-on-year growth of 6.1% [3] - The balance of foreign currency loans was 570.1 billion USD, with an increase of 251 billion USD in January [4] Group 5 - The average weighted interest rate for interbank RMB market lending was 1.4%, which is 0.04 percentage points higher than the previous month [4] - The total transaction volume in the interbank RMB market reached 211.96 trillion yuan in January, with a daily average transaction of 10.09 trillion yuan [4] - The average weighted interest rate for pledged bond repos was 1.43%, which is 0.03 percentage points higher than the previous month [4] Group 6 - The cross-border RMB settlement amount under the current account was 1.49 trillion yuan in January [5] - The direct investment cross-border RMB settlement amount was 0.78 trillion yuan, with foreign direct investment accounting for 0.51 trillion yuan [5]