2026年首月我国社会融资规模增量为7.22万亿元

Core Insights - The People's Bank of China reported that in January 2026, RMB loans increased by 4.71 trillion yuan, maintaining reasonable growth, while the social financing scale increased by 7.22 trillion yuan, setting a historical record for the same period [1] Group 1: Loan Data - As of the end of January, the RMB loan balance reached 276.62 trillion yuan, reflecting a year-on-year growth of 6.1% [1] - In January, household loans increased by 456.5 billion yuan, with short-term loans rising by 109.7 billion yuan [1] - Corporate loans increased by 4.45 trillion yuan, with medium to long-term loans accounting for 3.18 trillion yuan [1] Group 2: Money Supply - By the end of January, the broad money supply (M2) stood at 347.19 trillion yuan, showing a year-on-year increase of 9% [1] - The narrow money supply (M1) was 117.97 trillion yuan, with a year-on-year growth of 4.9% [1] - The currency in circulation (M0) reached 14.61 trillion yuan, reflecting a year-on-year increase of 2.7% [1] Group 3: Deposit Data - In January, RMB deposits increased by 8.09 trillion yuan, with household deposits rising by 2.13 trillion yuan and non-financial enterprise deposits increasing by 2.61 trillion yuan [1] Group 4: Social Financing - As of the end of January, the total social financing scale was 449.11 trillion yuan, with a year-on-year growth of 8.2% [1] - The social financing increment for January was 7.22 trillion yuan, which is 166.2 billion yuan more than the same period last year [1]