星展银行（中国）有限公司行长郑思祯发表新春畅想

Core Viewpoint - The article emphasizes the role of DBS Bank in supporting China's financial reform and development, particularly in the context of the "14th Five-Year Plan" and the internationalization of the Renminbi [4][9]. Group 1: Financial Development and Strategy - The "14th Five-Year Plan" aims to optimize the financial institution system and promote various types of finance, including technology finance, green finance, inclusive finance, pension finance, and digital finance [4][9]. - DBS Bank has been a significant participant in China's financial market for over 30 years, witnessing and contributing to the country's economic growth and financial market opening [4][9]. Group 2: Renminbi Internationalization - In 2025, DBS Bank made significant strides in enhancing the Renminbi's cross-border usage, becoming an overseas direct participant in the Renminbi Cross-Border Payment System (CIPS) in September [4][9]. - The bank was approved for "Swap Connect" quoting qualifications in November and was authorized by the People's Bank of China to serve as the Renminbi clearing bank in Singapore in December [4][9]. Group 3: Innovation and Technology - Innovation is identified as the core driver for enhancing financial services, with artificial intelligence being a key component of technological empowerment [5][10]. - The establishment of a "New Economy Team" aims to provide comprehensive financial support to new economy enterprises through an integrated service model [5][10]. Group 4: Wealth Management and Regional Focus - In wealth management, DBS Bank combines an Asian perspective with international expertise to create a differentiated service system, with a notable increase of nearly 40% in total assets of retail clients and qualified wealth management clients [6][11]. - The bank has extensive experience in the ASEAN market, facilitating financial connections between China and ASEAN, and aims to support Chinese enterprises in their international ventures while attracting quality resources from ASEAN [6][11].