事关低空经济发展，重磅文件来了

Core Viewpoint - The implementation opinion on promoting the high-quality development of low-altitude insurance has been released, emphasizing the importance of establishing a comprehensive low-altitude insurance system to support the safety and healthy development of the low-altitude economy [1][5]. Summary by Sections 1. Importance of Low-Altitude Insurance - Low-altitude insurance is crucial for ensuring the safety of low-altitude flight activities, providing risk protection for the manufacturing and operation of low-altitude aircraft, infrastructure construction, and various specialized services [4][10]. 2. Development Goals - By 2027, a preliminary mandatory insurance system for unmanned aerial vehicle (UAV) liability insurance will be established, with a continuous enrichment of low-altitude insurance products to meet diverse application scenarios [5][10]. - By 2030, a basic policy framework for low-altitude insurance will be formed, enhancing its role in ensuring the safety and health of the low-altitude economy [5][10]. 3. Policy Framework - The implementation opinion calls for integrating insurance into the overall planning and regulatory framework for low-altitude economic development, promoting the establishment of relevant laws and regulations [11]. - It encourages local governments to incorporate insurance into their low-altitude economic policies and to develop supportive measures tailored to local conditions [11]. 4. Insurance Mechanisms - The document advocates for the use of insurance mechanisms to enhance risk management within the low-altitude economy, particularly for manufacturers and operators of low-altitude aircraft [12]. - It emphasizes the need for major enterprises in the low-altitude industry chain to collaborate through insurance to reduce risk costs across the supply chain [8][12]. 5. Technological Integration - There is a push to utilize emerging technologies to facilitate convenient and intelligent online operations for insurance related to micro, light, and small UAVs [8][13]. - The establishment of a low-altitude insurance information platform is highlighted, aiming to integrate with low-altitude intelligent network systems for better data sharing and risk management [6][14]. 6. Service Optimization - The opinion stresses the importance of developing a comprehensive insurance product system covering the entire low-altitude industry chain, including research, manufacturing, and operational aspects [13]. - It aims to provide targeted insurance protection based on various application scenarios such as agriculture, logistics, and emergency management [13]. 7. Capacity Building - The document calls for enhancing the professional capabilities of insurance institutions to better identify and assess new risks associated with low-altitude operations [14]. - It encourages the cultivation of specialized talent within the insurance sector to improve risk assessment and product development [14]. 8. Organizational Coordination - A coordinated approach among relevant government departments is necessary to implement the low-altitude insurance initiatives effectively [16]. - The establishment of a regular communication mechanism is proposed to address challenges encountered during the promotion of low-altitude insurance [16].