乐信2026年初关注点：四季度财报与新规影响，股份回购与分红计划进展

Economic Performance - Lexin (NASDAQ: LX) is expected to face short-term profit impacts due to the proactive divestment of high-interest clients in response to new regulations set to take effect in 2025, with the effects anticipated to be reflected in the Q4 2025 financial report [1] - Market attention should focus on asset quality, profit performance, and compliance with new regulations following the financial report release [1] Company Status - Lexin disclosed in Q3 2025 that it has executed over half of its $60 million share repurchase plan, and the dividend payout ratio has been increased from 25% to 30% for the second half of the year [2] - The ongoing execution of these initiatives may influence shareholder returns [2]