Run up to FY26-end: Credit and deposit growth see robust pick up

A robust pick-up in credit and deposits in the last fortnight of January indicates that the Indian economy is gathering steam, shrugging off headwinds arising from higher US tariffs, global trade fragmentation and geopolitical tension.Credits and deposits of all scheduled banks jumped ₹3,40,934 crore and ₹3,80,346 crore, respectively, in the fortnight ended January 31, 2026, reversing the decline on both fronts in the preceding fortnight, per the latest RBI data.Credit as well as deposits of all scheduled b ...