Essent Group Q4 Earnings Call Highlights

CFO David Weinstock said mortgage insurance in force ended the fourth quarter at $248.4 billion , down $452 million from Sept. 30 but up $4.7 billion (or 1.9% ) from Dec. 31, 2024. Persistency at Dec. 31, 2025 was 85.7% , compared with 86% at Sept. 30.Book value per share was $60.31 as of Dec. 31, up 13% year over year. Mortgage insurance in force totaled $248 billion at year-end, up 2% from a year earlier, with 12-month persistency at 86% . Casale noted persistency has been relatively flat over recent quar ...