NY Fed says subprime auto loans gain in Q4, but remain below pre-pandemic levels

This story was originally published on WardsAuto. To receive daily news and insights, subscribe to our free daily WardsAuto newsletter. Subprime share is still below what it was before the pandemic, but there was an uptick in subprime auto loans and leases in the fourth quarter of 2025 versus the same quarter a year ago, according to the Quarterly Report on Household Debt and Credit from the Federal Reserve Bank of New York. That’s a positive sign for dealers trying to get loans financed for borrowers w ...