国家金融监督管理总局：2025年保险公司原保险保费收入6.1万亿元，同比增长7.4%

Core Insights - The National Financial Regulatory Administration released data on key regulatory indicators for the insurance industry for Q4 2025, showing significant growth in total assets and premium income [1] Group 1: Total Assets and Growth - By the end of Q4 2025, total assets of insurance companies and insurance asset management companies reached 41.3 trillion yuan, an increase of 15.1% from the beginning of the year [1] - Property insurance companies had total assets of 3.1 trillion yuan, growing by 7.5% year-on-year [1] - Life insurance companies reported total assets of 36.4 trillion yuan, reflecting a year-on-year growth of 15.4% [1] - Reinsurance companies' assets amounted to 857.3 billion yuan, with a growth of 3.5% [1] - Insurance asset management companies had total assets of 145.6 billion yuan, increasing by 14% [1] Group 2: Premium Income and Claims - The total original insurance premium income for 2025 was 6.1 trillion yuan, representing a year-on-year increase of 7.4% [1] - Claims and benefit payments amounted to 2.4 trillion yuan, which is a 6.2% increase compared to the previous year [1] - The number of new insurance policies issued reached 116.8 billion, marking a year-on-year growth of 12.6% [1] Group 3: Solvency Ratios - As of the end of Q4 2025, the average comprehensive solvency adequacy ratio for insurance companies was 181.1%, and the core solvency adequacy ratio was 130.4%, both exceeding regulatory standards [1] - Property insurance companies had solvency ratios of 243.5% and 212.7% for comprehensive and core solvency, respectively [1] - Life insurance companies reported solvency ratios of 169.3% and 115.0% [1] - Reinsurance companies had solvency ratios of 244.6% and 212.5% [1]