Robert Kiyosaki blasts the US as an ‘economy of debt’ with the ‘worst crash’ yet to come. How to protect your wealth

Economic Overview - The total U.S. national debt has surpassed $38 trillion, which many experts deem unsustainable [1] - The U.S. is characterized as a "debtor nation," contributing to a global "economy of debt" that may exacerbate market volatility [2] Market Performance - The S&P 500 index experienced a significant surge of 16.39% in 2025, marking three consecutive years of double-digit gains [3] - Despite recent market crashes, stocks have shown resilience, recovering losses and finishing the year positively [4] Consumer Debt - Total U.S. household debt reached a record high of $18.8 trillion in Q4 2025, indicating a growing financial burden on American consumers [6] - A Bankrate survey revealed that 61% of Americans carried credit card debt for over a year in 2025, up from 53% in late 2024 [7] Economic Sentiment - Nearly two-thirds of Americans believe the economy is not performing well, with 82% expecting rising living costs in the next two years [10] - An affordability crisis is evident, with many Americans resorting to cheaper groceries and skipping meals to save money [9] Investment Strategies - Kiyosaki advocates for diversifying portfolios with alternative assets like gold, which he refers to as "God's money," amid market uncertainty [11] - Predictions for gold prices vary, with Kiyosaki forecasting $27,000 per ounce, while other estimates suggest $10,000 to $6,200 by the end of 2026 [15] Cryptocurrency Insights - Kiyosaki promotes Bitcoin as "people's money," emphasizing its limited supply as a hedge against inflation and declining dollar value [17] - New platforms like Robinhood Crypto are making cryptocurrency investments more accessible, allowing users to trade with minimal fees [18] Diversification Trends - High-net-worth individuals are increasingly diversifying away from traditional stocks, with some investors predicting a 10-20% drawdown in equity markets within the next 12 to 24 months [20] - Post-war and contemporary art has outperformed the S&P 500 by 15% from 1995 to 2025, offering unique diversification opportunities [22]