【养老金融】首笔！上海银行成功落地全市首笔养老场景“民间投资”担保业务，为“社区食堂”注入金融活力

Core Viewpoint - Shanghai Bank has successfully implemented the first "private investment" guarantee business in the elderly care sector in Shanghai, aimed at enhancing financial support for民生服务 and promoting the development of the private economy [1][2]. Group 1: Business Implementation - The "private investment" financing plan was tailored for Yuanyuan Catering, a company specializing in community elderly meal services, which operates over 40 self-managed community canteens and serves more than 30 cooperative meal points [1][2]. - The financing solution addresses the company's operational needs for stable working capital, including food procurement and employee salaries, with approval and disbursement completed in just 2 working days [1][2]. Group 2: Policy Support and Collaboration - The Municipal Financing Guarantee Fund Management Center provided comprehensive professional guidance during the implementation, offering differentiated policy support such as expanding financing areas and increasing credit limits [3]. - Shanghai Bank established a special working group to study policy details and align with fiscal interest subsidies, focusing on accurately meeting the financing needs of small and micro enterprises [3]. Group 3: Future Plans - Shanghai Bank plans to deepen cooperation with government and guarantee institutions, optimizing products like personal business loans and fixed asset loans under the "private investment" guarantee policy [2][3]. - The bank aims to expand the coverage of inclusive finance, focusing on key areas such as green, digital, and health elderly care, to support high-quality development of the real economy and private sector [2][3].