'I'm Not Riding With Your Butt,' Dave Ramsey Tells Caller As Her Husband Pushes A $6M Apartment Deal That Has Been A 'Curse'

Core Insights - Trust within a marriage can deteriorate quickly when financial risks are perceived as reckless rather than strategic [1] - A specific real estate investment, an apartment complex, has become a financial burden with a $6 million balance, leading to significant stress in the relationship [2][5] Financial Situation - The couple owns three properties, but one apartment complex has consistently required cash from other sources, including the husband's other rental property and the wife's small business [3][5] - The couple has resorted to using credit cards to cover construction and operating costs, indicating a precarious financial situation [3] Concerns and Advice - The wife expresses a desire to trust her husband but feels her concerns about aggressive financial moves are often dismissed [4] - Financial expert Dave Ramsey advises against taking out additional loans to support a property that is worth no more than the balance owed, emphasizing the importance of not enabling poor financial decisions [6] - Ramsey also cautions the wife to verify whether the loan is non-recourse, as loans of this size are often personally guaranteed, which could have serious implications [7]