Core Viewpoint - Qifu Technology is expected to report a net profit of between 5.88 billion to 6.08 billion yuan for the full year of 2025, reflecting a year-on-year change of -2% to +1%, with a significant loss of approximately 420 million yuan in the fourth quarter due to the discounted disposal of a personal consumption bad asset package valued at 7.429 billion yuan, resulting in a discount rate of only 4.15% [1] Financial Performance - The company is transitioning to a light capital model following the implementation of new lending regulations in 2025, but the high costs associated with this transition have not yet translated into significant financial returns, compounded by fluctuations in the macroeconomic environment, leading to short-term operational pressure [1] Stock Performance - Recently, Qifu Technology's stock price has shown volatility, with an 8.44% rebound from February 5 to 11, 2026, closing at 64.85 HKD, but with low trading volume (average daily turnover of approximately 1.06 million HKD), indicating low investor participation [1] - As of February 13, 2026, the stock closed at 61.20 HKD, down 2.16% for the day, with a five-day fluctuation of 3.73% and a narrowing amplitude of 1.68%, while the US stock performance was weaker, closing at 15.55 USD with a five-day decline of 3.30% and an amplitude of 11.75% [1] - The stock price fluctuations reflect market concerns regarding the company's performance losses, deteriorating asset quality, and increasing industry regulation [1]
奇富科技2025年业绩预告：净利润58.8亿至60.8亿，四季度现亏损